Products

Urban Upbound Credit Union offers the following products:

Savings

  • Regular

  • Custodial

  • Holiday

  • Vacation

  • Business

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  • No fee, no interest.

Share Certificates

Share Certificate are safe investments that typically pay higher interests rates than savings accounts, where the funds are locked for a specific term.

Personal Loans

Whether you are interested in purchasing a used vehicle, refinancing an existing loan, consolidating your bills, or financing other needs, Urban Upbound Federal Credit Union has a loan for you. Please consult a representative for more details.

  • UUFCU Membership Required

  • $20 Loan Application Fee

  • Verification of Income (2 Most Recent Paystubs)

  • Verification of Rent/Mortgage (Lease or Notarized Letter from Landlord)

Small Business Loans

Looking for a small loan or line of credit for your business? No matter what your business needs, Urban Upbound Federal Credit Union can customize a loan package that helps your business succeed. Our flexible payment schedules and loan combinations can be individualized for your business.

  • UUFCU Membership Required

  • $50 Loan Application Fee

  • Verification of Income (Personal and Business - Last 2 Years of Tax Returns)

  • Income and Expense Sheet

  • Verification of Rent (Business)

  • Business Plan

Dormant Account Notice

Member accounts are considered dormant if there are no transactions made on the account for 2 years. Inactive accounts are charged a $5 quarterly fee. If there is no activity for another year, Urban Upbound FCU is required by state law to send funds in the accounts to the New York State Department of Unclaimed Funds.

This can be avoided if you perform at least one transaction per year. If you haven’t used your account in over 2 years, please contact UUFCU at 718-784-5050.

To research if there are unclaimed funds associated with you that have been sent to the office of the New York State Controller, click here.